Stratifi Lending Pty Ltd
Stratifi Lending Pty Ltd
  • Home
  • About me
  • Services
    • First home buyer
    • Owner Occupier
    • Investment Loans
    • Equity/Refinancing
    • SMSF
  • Calculators
  • More
    • Home
    • About me
    • Services
      • First home buyer
      • Owner Occupier
      • Investment Loans
      • Equity/Refinancing
      • SMSF
    • Calculators
  • Home
  • About me
  • Services
    • First home buyer
    • Owner Occupier
    • Investment Loans
    • Equity/Refinancing
    • SMSF
  • Calculators

Welcome to STRATIFI LENDING

 

At Stratifi Lending, your goals come first. We provide innovative, tailored lending solutions designed around your needs. While we’re proudly based in Melbourne, we assist clients right across Australia with the same personalised care and attention.

Learn More

Why StratiFi Lending?

 

  • At Stratifi Lending, we work closely with over 30 lender contacts across major banks and specialist lenders to find the right loan solution tailored to your needs.
  • We provide a stress-free, judgement-free service. Whether you have bad credit, have recently started a new job, are casually employed, or have launched a new business — we will work with you to find the best possible solution for your unique situation.
  • To ensure a seamless experience, we collaborate closely with real estate agents, conveyancers, and other industry professionals. Our goal is to make the entire process smooth and hassle-free from start to finish.
  • Communication is key. We understand that securing finance can feel overwhelming, which is why we guide you every step of the way. You’ll always know exactly where your application stands, and we pride ourselves on clear, prompt communication throughout the process.
  • As part of our ongoing commitment to you, we also conduct regular loan health checks. We proactively review our loan book and reach out from time to time to ensure you continue to have the most competitive and suitable loan product for your circumstances — so you don’t have to worry about it.
  •  In most circumstances, we do not charge a fee for our services, as we are remunerated by the lender once your loan settles. Our priority is to be transparent and upfront at all times. If any fees are applicable to your specific situation, we will clearly explain them and obtain your consent before proceeding — so there are no surprises along the way. 

Learn More

Click THE BELOW IMAGES TO LEARN MORE:

First Home buyer Loans

First Home buyer Loans

First Home buyer Loans

First home buyer? No problem. Happy to assist you on this exciting journey!

Owner Occupier Loans

First Home buyer Loans

First Home buyer Loans

If you're looking to purchase an owner occupier loan whether your dream house, downsizer or simply a place to call home we can help you along the way

Investment Loans

First Home buyer Loans

Equity/Refinacing loans

We are confident we can help you get to your investment goals, and property investing can be great. Rest assured we are happy to assist all levels of investors.

Equity/Refinacing loans

Equity/Refinacing loans

Equity/Refinacing loans

Wanting to check if you qualify for a cheaper rate? or needing to access equity for personal or professional duties? We can assist with this.

Construction Loans

Equity/Refinacing loans

Construction Loans

If you're looking to buy and build or if you need a development loan, we can assist with this

SMSF Loans

Equity/Refinacing loans

Construction Loans

After talking to a financial advisor and professional accountant, we can assist in SMSF loans. If you need a contact for an accountant or financial advisor, Reach out

Our Partners

Contact Us

Drop us a line!

Attach Files
Attachments (0)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Better yet, see us in person!

We love our clients, feel free to send a message or email if you want a free check to see your options, get pre approved or to organise a catchup via video/phone call 


Phone: James - 0438 844 922

Email: james@stratifilending.com.au

Calendar link to book a time: https://calendar.app.google/QxNdcbouLP6X9wu3A

Stratifi Lending Pty Ltd

Copyright © 2026 Stratifi Lending Pty Ltd - All Rights Reserved.

 

Stratifi Lending Pty Ltd (ABN 23 693 565 285) is an Authorised Credit Representative (Credit Representative No. 575986) of Purple Circle Financial Services Pty Ltd, Australian Credit Licence No. 486112.

James Stratiou is an Authorised Credit Representative (Credit Representative No. 575985) of Purple Circle Financial Services Pty Ltd (Australian Credit Licence No. 486112) and a proud member of the Mortgage & Finance Association of Australia (MFAA).

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept